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The top 15 tips for saving money in everyday life

The top 15 tips for saving money in everyday life

European Business Listicle 40/2018

Everyone wants to be able to put a little money aside for a rainy day or to be able to afford something special. With a few tricks, you can save a lot of small amounts in everyday life that add up to big savings. We have the top 15 tips for saving money in everyday life!

Food

1. Plan your shopping

If you want to save money, don’t buy small amounts of food on a whim. Make a meal plan for the week and a shopping list with it to take along as the basis for grocery shopping.  Overall, you’ll have fewer products in your shopping cart. By the way: Take a basket or bag with you instead of a shopping cart. Carts are designed to look empty, encouraging you to fill them up with products!

2. Count on home cooking

Home-cooked meals are often cheaper than convenience foods! Seasonal produce and basic foodstuffs like pasta and potatoes are inexpensive and need just a few more ingredients for a delicious meal. Leftovers can be taken to work the next day, so you don’t have to buy anything for lunch.

3. Shop at a discount outlet

Products from a discount supermarket are in most cases comparable in quality name-brand products. Many brand names even make their own products for discounters under another name. Comparable quality at a lower price: To the discounter!

4. Watch the price per liter or 100 g

Information about how much a product costs per liter or gram is noted on price tags in small print. It’s worth taking a look, however, because that’s the only way to really compare products and recognize the right offer.

5. Reach for the highest and lowest shelves

The cheapest products are usually on the highest or lowest shelf, while the more expensive ones are at eye level. Bend and stretch a bit when shopping, and you’ll be rewarded with cheaper offers.

6. Don’t take the expiration date so seriously

Products that are just short of their expiration date are often offered at a lower price. In supermarkets and discount stores, there are separate shelves where you can find such offers.  You can usually use the products longer than the date marked on the packaging without any problems. So go ahead and buy these products and use them as you normally would.

Recurring Costs

7. Cancel subscriptions

Do you really need that magazine subscription, the membership at the gym and the Netflix account? Get into the habit of checking whether you really use the things you pay for on a monthly basis. If not, you should cancel these subscriptions right away!

8. Check insurance policies and contracts

Do all your insurance policies really make sense, and is your current contract for you cell phone or electricity truly perfect? If you look at your contracts regularly, compare them with other offers and change providers, you might save a whole lot of money.  Since cell service providers hate to see their customers leave, just threatening to cancel your contract could result in a better offer.

9. Walk or ride your bike

If you can walk or ride your bike, you’ll not only save money for fuel or a ticket on public transportation but also do something for your health. In particular when you walk, you can unwind really well as you let your thoughts roam free.

10. Form a car pool

You can minimize your monthly spend for fuel by carpooling. Join a car pool or make your own by inviting other to ride with you and in return have them share in the costs.

Around the house

11. Declutter

Do you really use everything you own? Only one thing can help: declutter and sell anything you don’t use anymore. There are countless portals for clothing, books and so on that make it easy to sell. You can turn what you don’t use into treasure.

12. Buy used

Just like you, other people are decluttering too, so buy used clothes or other items. Used goods are often not any worse than new ones, but they cost a lot less!

13. Repair instead of replacing

If a piece of clothing has a hole in it, you don’t need to go out and buy a new one. If the battery in your phone keeps dying, you don’t need a new phone but a new battery.  Get creative and repair or pimp instead of buying new.

14. Share and borrow instead of buying

You can borrow a lot of things you need. Electrical appliances that you don’t need often (just think about a hedge trimmer, for instance) can be borrowed from friends or neighbours. Entertainment such as books or movies can be borrowed from the library or traded with friends.

Leisure Time

15. Eat in not out

Eating out is expensive, especially if you often end up drinking a lot. It is clearly cheaper to cook for yourself and eat at home. Cooking together with friends is definitely a pleasant pastime!

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